Environmental Impairment Liability (EIL)
The EU Environmental Liability Directive aims to make businesses Europe-wide responsible for the full consequences of environmental damage they may cause. This includes damage to protected species and habitats, underground water sources or groundwater, and land where there may be a human risk-factor.
Environmental Impairment Liability (EIL) is a form of insurance cover available for liabilities associated with environmental damage or pollution. Contractors that may be at risk from losses associated with damage or pollution caused by their activities may purchase EIL policies, and cover may be a requirement of a construction contract.
EIL can provide comprehensive cover for the construction phase of a project:
- Potential claims from regulatory bodies and third parties.
- Liabilities arising from the EU Environmental Liability Directive (not restricted solely to damage from pollution incidents).
- Onsite clean-up costs as required by legislation.
- Third party claims such as bodily injury, property damage, nuisance and trespass, and clean-up costs.
- Clean-up costs incurred by regulators.
- Incident response requiring emergency expenditure.
- Costs and expenses for investigations, legal defence and so on.
[edit] Find out more
[edit] Related articles on Designing Buildings Wiki
- Collateral warranties.
- Contaminated land.
- Contractors’ all-risk insurance.
- Design liability.
- Environmental Liability Directive.
- Future proofing.
- Insurance for building design and construction.
- Integrated project insurance.
- Planning for floods.
- Professional Indemnity Insurance.
- Residual value insurance.
Featured articles and news
"We can’t sustain low density suburbs, density isn't a choice, it's a necessity." - Read our interview with the award-winning social housing architect Peter Barber.
Conservation area designation can be crucial, but treatment of individual parks varies considerably.
ICE publish new NEC4 Design, Build and Operate contract.
America's failing infrastructure
Report states $2 trillion is needed over the next 10 years to fix American roads.
What is the client's strategic brief for construction projects?
Read the story behind the world's most iconic festival stage, Glastonbury's Pyramid Stage.
First ever BREEAM Communities innovation credit is claimed by Temple Farm Development.
Read the story of Ronan Point, another disastrous event which had profound consequences for the construction industry.
CIOB to help conservation specialists gain recognition for their expertise with launch of new Certification Scheme.
BIM and the future of construction
A brief introduction to Building Information Modelling - is it the future of construction?
Have a look at Francis Kéré's 2017 pavilion, based on the concept of the tree as a place of shelter.
CIOB announce new commission to assess what more it and the industry can do to tackle build quality issues.
Not only is this building shaped like a teapot, it can rotate 360-degrees.
What is ACM cladding, what is it used for, and is it banned?