Contractors' all-risk insurance
Contractors' all-risk insurance (sometimes referred to as 'contract works insurance') is a policy that covers all risks normally associated with a construction project.
Issued commonly under the joint names of a contractor and a principal client it can protect against:
- The cost of unforeseen loss or damage to building works.
- Machinery movement.
- Public liability.
- Tools.
- Plant owned by the policy holder.
- Plant hired in.
- Business interruption.
- Equipment erection.
Cover is usually provided for the construction period but it can be extended to included the defects liability period too.
Contractors' all-risk insurance is available from a wide range of insurance providers.
[edit] Related articles on Designing Buildings Wiki
- 3D animation for insurance risk analysis.
- Business interruption cover under COVID-19.
- Collateral warranties.
- Damage caused by construction works.
- Defects liability period.
- Directors and officers insurance.
- Environmental Impairment Liability (EIL).
- Factors affecting property insurance premiums.
- Future of construction insurance.
- Insurance.
- JCT Clause 6.5.1 Insurance.
- Joint names policy.
- Making sure your builder has appropriate insurance.
- Parent company guarantee.
- Performance bond.
- Professional indemnity insurance.
- Professional Indemnity Insurance clause in conditions of engagement.
- Residual value insurance.
- Retention.
- Risk management.
- Risk register.
- Run-off cover.
- Self build insurance.
- Single project professional indemnity insurance
- Specified perils.
- Subcontractor default insurance (SDI).
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