Contractors' all-risk insurance

Contractors' all-risk insurance (sometimes referred to as 'contract works insurance') is a policy that covers all risks normally associated with a construction project.

Issued commonly under the joint names of a contractor and a principal client it can protect against:

• The cost of unforeseen loss or damage to building works.
• Machinery movement.
• Public liability.
• Tools.
• Plant owned by the policy holder.
• Plant hired in.
• Business interruption.
• Equipment erection.

Cover is usually provided for the construction period but it can be extended to included the defects liability period too.

Contractors' all-risk insurance is available from a wide range of insurance providers.

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