Council of Mortgage Lenders
The Council of Mortgage Lenders (CML) is a not-for-profit trade association for mortgage lenders such as building societies, banks and specialist lenders.
Full membership of the CML is available to lenders authorised and regulated by the Financial Conduct Authority (FCA). Members of the CML account for about 95% of residential mortgage lending in the United Kingdom.
The CML also has a number of associate members from industries linked to mortgage lending, including conveyancers, management consultants and lawyers. Associates receive the same benefits as full members.
This Council’s purpose is to encourage sustainable UK housing finance, promote a positive mortgage lending environment and represent the interests of mortgage lenders and of the industry as a whole. They act as the voice for the residential mortgages trade and undertake research into the housing market, the economy, and the wider legal framework for industry practitioners, policy makers and other key stakeholders. They publish reports, articles and newsletters, organise events and provide training and consumer information.
The CML publishes the 'Lender's Handbook' which provides instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. It is not mandatory for lenders to use the handbook, but lenders' instructions to conveyancers may instruct them in accordance with the handbook.
[edit] Find out more
[edit] Related articles on Designing Buildings Wiki
Featured articles
Check out some of the best features and news from Designing Buildings as well as key stories from around the web.
ECA's public affairs priorities
Member consultation opens to shape priorities for 2027 to 2030.
Dutyholder responsibilities from 1 July 2026.
Where performance meets practice
The Building Envelope Stage at UKCW Birmingham.
CIAT publishes briefing on planning reforms.
Leaders in Learning for Practice Network
Call for conservation leaders in learning to register interest in new network.
The importance of early engagement
Construction lessons from the Trillium HealthWorks Experience Centre.
Mayors are to be given planning call in powers
Mayors across England will be able to make the most important planning decisions.
The Master Builder: William Butterfield and his times. Book review.
Why construction can't afford to ignore the skills gap.
Building Safety Regulator, 19 August
Gill Kernick appointed Independent Chair of Residents’ Panel.
Connecting knowledge, technology and conservation
Building competence for the future of built heritage.
Building Regulations and Building Safety Act
CIOB publishes free advice for non-domestic clients.