- Project plans
- Project activities
- Legislation and standards
- Industry context
Last edited 20 Jul 2017
Commercial landlord and building insurance
The corporate landlord of a large Victorian civic building had covenanted with its tenants that it would arrange comprehensive building insurance. As expiry of the policy then in place approached, however, the insurer had required a large number of safety improvements to be made to the premises before it would be renewed.
The landlord failed to arrange fresh insurance and, after the policy came to an end, the tenant of part of the premises had no choice but to arrange alternative cover at its own expense. The tenant launched proceedings and the landlord gave a formal undertaking to the Court that it would meet its obligations under the lease and ensure that the required insurance cover was in place by a particular date.
That deadline was missed by more than two months, and the tenant issued contempt proceedings. The landlord agreed cover with insurers shortly before the hearing of the case and apologised after admitting that it had breached the undertakings.
After the Court inquired into the extent of their resources, the landlord and its sole director were each fined £3,750. The director was warned that, in default of payment, he would serve six weeks’ imprisonment.
 Find out more
 Related articles on Designing Buildings Wiki
Featured articles and news
Urgent need for open communication to address mental health issues.
Guidance offered on COVID-19 green recovery, building safety and more.
Providing strength and support above the joists.
Enforcer will test and investigate product safety.
Underfloor air conditioning comes to 24 St James's Square.
Consultation on public right to buy unused public property.
IHBC resource offers improved consistency.
New laws to ‘retain and explain’ historic statues.
The principles and art of the possible. Book review.
From horse and cart to hypermarket.
How elements and processes work together in a systems approach.
CIOB offers digital guide to proactive methods of working.