- Project plans
- Project activities
- Legislation and standards
- Industry context
- Specialist wikis
Last edited 02 Feb 2021
Commercial landlord and building insurance
The corporate landlord of a large Victorian civic building had covenanted with its tenants that it would arrange comprehensive building insurance. As expiry of the policy then in place approached, however, the insurer had required a large number of safety improvements to be made to the premises before it would be renewed.
The landlord failed to arrange fresh insurance and, after the policy came to an end, the tenant of part of the premises had no choice but to arrange alternative cover at its own expense. The tenant launched proceedings and the landlord gave a formal undertaking to the Court that it would meet its obligations under the lease and ensure that the required insurance cover was in place by a particular date.
That deadline was missed by more than two months, and the tenant issued contempt proceedings. The landlord agreed cover with insurers shortly before the hearing of the case and apologised after admitting that it had breached the undertakings.
After the Court inquired into the extent of their resources, the landlord and its sole director were each fined £3,750. The director was warned that, in default of payment, he would serve six weeks’ imprisonment.
 Related articles on Designing Buildings Wiki
Featured articles and news
ECA comments on low-carbon heating systems initiative and Heat and Buildings Strategy.
Cinders and other forms of domestic rubbish created filth but also generated great wealth.
CIC 2050 Group requests input to find out priorities for future industry leaders.
IHBC publishes response to consultation.
Institute applauds funding initiatives but presses for additional retrofit and tax measures.
The switch from analogue to digital has begun.
The fourth industrial revolution is well underway.
Free online resource will offer guidance on conserving places and the planet during COP26.
Government allocates additional money for building new homes on derelict land.