3D animation for building insurance risk analysis
The use of sophisticated software animation techniques to provide images of how proposed developments will look are now established practice. Walk-throughs enable viewers to see everything from detailed internal layouts through to how landscaping will blend a new development into an existing environment.
Similar techniques can now be applied to the insurance of construction risks. This can be useful for example when insuring a complex development or engineering projects where construction activity is sequenced over a long period of time and, as a result, the level of risk, actual or perceived, can vary significantly from one stage to the next.
The use of animation to bring to life the actual sequencing of events, the positioning of key engineering elements such as tower cranes, and the storage proposals for valuable or flammable components results in a better process of evaluation of risk analysis and pricing.
And the use of such techniques is just as valid for property owners, where animation can be used to show exactly who occupies which space, what is stored there, what the sums insured for each area are, and so on.
A walk-through or aerial display can be generated so that underwriters can virtually “see” what they are being asked to insure even though it may be physically located on the other side of the world.
Just as the cost of assembling a development proposal increasingly includes the cost of producing a 3D model, so will the cost of insurance animation increasingly become part of the cost of obtaining best value from the insurance market.
Watch some examples of animations.
[edit] Related articles on Designing Buildings Wiki
- Architectural photography.
- Building Information Modelling.
- Computer Aided Design.
- Contractors' all-risk insurance.
- Directors and officers insurance.
- Professional indemnity insurance.
- Professional Indemnity Insurance clause in conditions of engagement.
- Real time.
- Residual value insurance.
[edit] External references
- NB This article is made available with the kind permission of 3 Dimensional Insurance Limited and Post Magazine.
Featured articles and news
2023 HSE data on workplace injuries and ill health
And CIOB's response.
Building Safety Act and Secondary Legislation
Presidential update from CIAT's Eddie Weir PCIAT.
Starting pistol Statement for an election campaign?
Rates freeze, NI cuts, full expensing; early election?
Positive pressure or positive input ventilation
Could this be a remedy for condensation, damp or mould?
Unlocking a Healthier Tomorrow
Report on Social housing retrofit in Scotland 2023
Call for ministerial group and National Retrofit Delivery Plan.
The Great Transformation 1860–1920. Book review.
2023 Autumn Statement in brief with reactions
Including the devolved governments, CIOB, ECA, APM and IHBC.
Irish Life Sciences HQ, an exemplar of adaptive reuse
AT awards small to medium size project category winner.
Formal and informal adaptive re-use or new use of buildings.
Broken Record. Emissions Gap Report 2023
Temperatures hit new highs, yet world fails to cut emissions (again).
Environment Agency cuts waste red tape
No longer enforcing certain waste transfer documentation.
APM Project Management Awards 2023
Winners reactions during the event at the Park Plaza Hotel.
BSRIA Living Laboratory Innovation Challenge
An exciting opportunity for stakeholders to collaborate.
Discussing issues related to inside and outside air quality
Report from the BSRIA Briefing 2023, Cleaner Air, Better Tomorrow.