3D animation for building insurance risk analysis
The use of sophisticated software animation techniques to provide images of how proposed developments will look are now established practice. Walk-throughs enable viewers to see everything from detailed internal layouts through to how landscaping will blend a new development into an existing environment.
Similar techniques can now be applied to the insurance of construction risks. This can be useful for example when insuring a complex development or engineering projects where construction activity is sequenced over a long period of time and, as a result, the level of risk, actual or perceived, can vary significantly from one stage to the next.
The use of animation to bring to life the actual sequencing of events, the positioning of key engineering elements such as tower cranes, and the storage proposals for valuable or flammable components results in a better process of evaluation of risk analysis and pricing.
And the use of such techniques is just as valid for property owners, where animation can be used to show exactly who occupies which space, what is stored there, what the sums insured for each area are, and so on.
A walk-through or aerial display can be generated so that underwriters can virtually “see” what they are being asked to insure even though it may be physically located on the other side of the world.
Just as the cost of assembling a development proposal increasingly includes the cost of producing a 3D model, so will the cost of insurance animation increasingly become part of the cost of obtaining best value from the insurance market.
 Related articles on Designing Buildings Wiki
- Architectural photography.
- Building Information Modelling.
- Computer Aided Design.
- Contractors' all-risk insurance.
- Directors and officers insurance.
- Professional indemnity insurance.
- Professional Indemnity Insurance clause in conditions of engagement.
- Residual value insurance.
 External references
- NB This article is made available with the kind permission of 3 Dimensional Insurance Limited and Post Magazine.
Featured articles and news
Have a look at some of the most impressive concert stage designs of all time, including Pink Floyd, U2, Rolling Stones, and more...
What is the Home Quality Mark? Find out how it can help you when buying/renting a new home.
Business Secretary launches £246m Faraday Challenge to establish UK as world leader in battery technology.
Government announces new plans for regulations to improve safety and security awareness of drone users.
Read our introductory article to the various different types of fuel.
IHBC book review: Charles Barry’s monumental struggle to rebuild the Houses of Parliament.
Read about RSHP's British Museum extension which has been shortlisted for the 2017 Stirling Prize.
Read our introductory article to building a house extension.
More updates from DCMS about the large-scale testing of cladding systems and the number of buildings affected.
UandI secure resolution to grant planning consent for major new regeneration project.
IHBC article considers how heritage is dealt with when infrastructure schemes are authorised.
It was the tallest structure in the world for 3,800 years, but to this day the exact construction techniques are a mystery.
Shortlist for the industry's most coveted award announced.