- Project plans
- Project activities
- Legislation and standards
- Industry context
- Specialist wikis
Last edited 22 Feb 2021
Professional consultant's certificate
New properties may be provided with a Professional Consultant's Certificate (PCC) by the professional consultants who designed and/or monitored the construction of the property. Lenders will generally only lend against a newly built or converted property if it is covered by a 10 year warranty or by a PCC.
A PCC provides evidence that a professional consultant has inspected the construction works to ensure they conform with the specification and with legal requirements such as the building regulations. This requires that the consultant has appropriate experience of such works. To qualify as a ‘professional consultant’, consultants must belong to one of the bodies listed in the UK Finance Mortgage Lenders' Handbook.
The consultant remains liable to current and future owners of the property under the certificate for 6 years from the date on the certificate and must maintain adequate professional indemnity insurance to cover this liability.
It is recommended that consultants make clear to owners the limitations of PCC’s and that they keep thorough records of what they did and did not inspect during the works, and the reasons for this. They should also verify they have the appropriate professional indemnity insurance, and maintain this for the period of liability.
PCC’s may be cheaper than warranties, but they will generally provide less cover – only giving the right to sue the consultant if they have negligently issued the certificate. In contrast, a warranty will generally last longer and does not require that blame is proved. An alternative might be the provision of a collateral warranty in favour of the owner or occupier.
 Related articles on Designing Buildings Wiki
- Bonds v guarantees.
- Breach of contract.
- Collateral warranty.
- Fit for purpose.
- Latent defects.
- Patent defects.
- Reasonable skill and care.
 External references
Featured articles and news
A new gallery for the University of Huddersfield.
What will it take to stop it ?
To celebrate world bee day 2022 !
Not forgetting part F and the new part overheating part O.
As energy prices jump up in cost.
With people in the UK from Ukraine.
Industry leader Steve Murray takes on role.
An abundant and versatile building material.
600,000 heat pump installations targeted per year by 2028.
Helping prevent those unwanted outcomes.
How has transport changed due to Covid-19 ?
Will you need it ? after June 15 and the new Part O ?
Create an account and write the first of many articles.
CIAT commentary after the first meeting.
Who is to blame?
Research recommends focussing on portfolio success rather than project success.
The revised standard for mapping underground utilities.