Homeowner - Revision history

Editor at 17:13, 30 June 2021

2021-06-30T17:13:42Z

← Older revision		Revision as of 17:13, 30 June 2021
Line 30:		Line 30:
	* Housing associations.		* Housing associations.
	* Housing tenure.		* Housing tenure.
		+	* How can I improve my kerb appeal?
	* Intermediate housing.		* Intermediate housing.
	* Real Estate Investment Trusts.		* Real Estate Investment Trusts.

Editor at 14:03, 16 June 2021

2021-06-16T14:03:40Z

← Older revision		Revision as of 14:03, 16 June 2021
Line 35:		Line 35:
	* Right to buy.		* Right to buy.
	* Right to rent.		* Right to rent.
		+	* Scotland reaches homebuilding milestone in 2021.
	* Section 106 agreements.		* Section 106 agreements.
	* Shared equity / Partnership mortgage.		* Shared equity / Partnership mortgage.

Editor at 14:22, 19 October 2020

2020-10-19T14:22:12Z

← Older revision		Revision as of 14:22, 19 October 2020
Line 27:		Line 27:
	* Consumer Code for Home Builders.		* Consumer Code for Home Builders.
	* Fixing our broken housing market.		* Fixing our broken housing market.
		+	* Home design prospects under the Future Homes Standard.
	* Housing associations.		* Housing associations.
	* Housing tenure.		* Housing tenure.
Line 41:		Line 42:
	* What is a mortgage?		* What is a mortgage?

−	[[Category:Theory]] [[Category:Contracts_/_payment]] [[Category:Property_development]]	+	[[Category:DCN_Definition]] [[Category:Theory]] [[Category:Contracts_/_payment]] [[Category:Property_development]]

Designing Buildings at 06:18, 29 August 2019

2019-08-29T06:18:40Z

← Older revision		Revision as of 06:18, 29 August 2019
Line 16:		Line 16:

	More recently, the government’s ‘help to buy’ scheme is aimed at enabling first-time buyers get on the property ladder and become homeowners.		More recently, the government’s ‘help to buy’ scheme is aimed at enabling first-time buyers get on the property ladder and become homeowners.
		+
		+	See also: Home ownership.

	= Related articles on Designing Buildings Wiki =		= Related articles on Designing Buildings Wiki =

Designing Buildings at 06:16, 29 August 2019

2019-08-29T06:16:28Z

← Older revision		Revision as of 06:16, 29 August 2019
Line 1:		Line 1:
	{\|		{\|
−	\| [[File:~~Better home~~.jpg]]	+	\| [[File:Better_home.jpg\|link=File:Better_home.jpg]]
	\|}		\|}

−	~~= Introduction =~~	+	In very broad terms, an 'owner' is a person or organisation who has the rightful title to something such as property, i.e. the property belongs to them.

−	A homeowner ~~(usually shortened to ‘owner’)~~ is ~~an individual~~ who owns a home, whether an apartment or house. They may have fully paid for the home and own it outright, or they may still owe money for it: an individual who has a mortgage on a property is still regarded as the homeowner even if the mortgage has many years to run and much money is owed~~. Legally, the home is not yet theirs as they have not paid for it in full but they are still regarded as the homeowner~~.	+	A homeowner is a person who owns a home, whether an apartment or house. They may have fully paid for the home and own it outright, or they may still owe money for it: an individual who has a mortgage on a property is still regarded as the homeowner even if the mortgage has many years to run and much money is owed.

	Homeowners do not have to reside in their properties: landlords are still homeowners even if they rent out their properties to other people.		Homeowners do not have to reside in their properties: landlords are still homeowners even if they rent out their properties to other people.

−	Homeowners who have acquired their first home (whether outright or through a mortgage) are usually said to have taken their first step on the ‘housing ladder’.	+	Homeowners who have acquired their first home (whether outright or through a mortgage) are usually said to have taken their first step on the ‘housing ladder’. They are often referred to as 'first-time buyers', and a number of government schemes have been introduced in recent years to encourage and support their entry into the housing market.

−	It is also possible to be a homeowner through shared ownership schemes provided by housing associations, although this may be viewed by some as part-home ownership. Such schemes typically involve purchasing a share of a property (typically between 25%-75%). A mortgage is required for the share that is purchased, and rent is paid on the remainder.	+	It is also possible to be a homeowner jointly with other people (such as a partner) or through shared ownership schemes provided by housing associations, although this may be viewed by some as part-home ownership. Such schemes typically involve purchasing a share of a property (typically between 25%-75%). A mortgage is required for the share that is purchased, and rent is paid on the remainder.
−		+
−	~~= Raising home ownership to new levels =~~	+

	The housing policies of the conservative Thatcher government of the 1980s were designed to increase home ownership throughout the UK and to decrease the number of households in rented accommodation. Owning your home was regarded by many conservatives as almost a basic right. Policies were therefore implemented to bring this about, such as ‘right to buy’ where council tenants were given the right to buy their homes from the local authority – often at prices that were well below market values.		The housing policies of the conservative Thatcher government of the 1980s were designed to increase home ownership throughout the UK and to decrease the number of households in rented accommodation. Owning your home was regarded by many conservatives as almost a basic right. Policies were therefore implemented to bring this about, such as ‘right to buy’ where council tenants were given the right to buy their homes from the local authority – often at prices that were well below market values.

−	More recently, the government’s ‘help to buy’ scheme aimed at enabling first-time buyers get on the property ladder and become homeowners.	+	More recently, the government’s ‘help to buy’ scheme is aimed at enabling first-time buyers get on the property ladder and become homeowners.

	= Related articles on Designing Buildings Wiki =		= Related articles on Designing Buildings Wiki =

Editor: Created page with "{| | File:Better home.jpg |} = Introduction = A homeowner (usually shortened to ‘owner’) is an individual who owns a home, whether an apartment or house. They may have ..."

2019-08-22T18:31:09Z

Created page with "{| | File:Better home.jpg |} = Introduction = A homeowner (usually shortened to ‘owner’) is an individual who owns a home, whether an apartment or house. They may have ..."

New page

{|
| [[File:Better home.jpg]]
|}

= Introduction =

A homeowner (usually shortened to ‘owner’) is an individual who owns a home, whether an apartment or house. They may have fully paid for the home and own it outright, or they may still owe money for it: an individual who has a mortgage on a property is still regarded as the homeowner even if the mortgage has many years to run and much money is owed. Legally, the home is not yet theirs as they have not paid for it in full but they are still regarded as the homeowner.

Homeowners do not have to reside in their properties: landlords are still homeowners even if they rent out their properties to other people.

Homeowners who have acquired their first home (whether outright or through a mortgage) are usually said to have taken their first step on the ‘housing ladder’.

It is also possible to be a homeowner through shared ownership schemes provided by housing associations, although this may be viewed by some as part-home ownership. Such schemes typically involve purchasing a share of a property (typically between 25%-75%). A mortgage is required for the share that is purchased, and rent is paid on the remainder.

= Raising home ownership to new levels =

The housing policies of the conservative Thatcher government of the 1980s were designed to increase home ownership throughout the UK and to decrease the number of households in rented accommodation. Owning your home was regarded by many conservatives as almost a basic right. Policies were therefore implemented to bring this about, such as ‘right to buy’ where council tenants were given the right to buy their homes from the local authority – often at prices that were well below market values.

More recently, the government’s ‘help to buy’ scheme aimed at enabling first-time buyers get on the property ladder and become homeowners.

= Related articles on Designing Buildings Wiki =

* Affordable housing.
* Affordable rented housing.
* Buy to leave.
* Buy-to-let mortgage.
* Consumer Code for Home Builders.
* Fixing our broken housing market.
* Housing associations.
* Housing tenure.
* Intermediate housing.
* Real Estate Investment Trusts.
* Rent to buy.
* Right to buy.
* Right to rent.
* Section 106 agreements.
* Shared equity / Partnership mortgage.
* Shared ownership.
* Social housing.
* Social rented housing.
* What is a mortgage?

[[Category:Theory]] [[Category:Contracts_/_payment]] [[Category:Property_development]]