Equity in property - Revision history

Designing Buildings at 07:21, 28 February 2024

2024-02-28T07:21:08Z

← Older revision		Revision as of 07:21, 28 February 2024
Line 12:		Line 12:

	NB [https://www.ipcc.ch/sr15/ Global Warming of 1.5 ºC, Glossary], published by the Intergovernmental Panel on Climate Change (IPCC) in 2018, defines equity as: ‘…the principle of fairness in burden sharing and is a basis for understanding how the impacts and responses to climate change, including costs and benefits, are distributed in and by society in more or less equal ways. It is often aligned with ideas of equality, fairness and justice and applied with respect to equity in the responsibility for, and distribution of, climate impacts and policies across society, generations, and gender, and in the sense of who participates and controls the processes of decision-making.’		NB [https://www.ipcc.ch/sr15/ Global Warming of 1.5 ºC, Glossary], published by the Intergovernmental Panel on Climate Change (IPCC) in 2018, defines equity as: ‘…the principle of fairness in burden sharing and is a basis for understanding how the impacts and responses to climate change, including costs and benefits, are distributed in and by society in more or less equal ways. It is often aligned with ideas of equality, fairness and justice and applied with respect to equity in the responsibility for, and distribution of, climate impacts and policies across society, generations, and gender, and in the sense of who participates and controls the processes of decision-making.’
		+
		+	The [https://www.architecture.com/knowledge-and-resources/resources-landing-page/inclusive-design-overlay-to-riba-plan-of-work Inclusive Design Overlay to the RIBA Plan of Work] published by the RIBA in 2023, defines equity as: ‘A step beyond equality (that ensures the same resources and/or opportunities are available to all). Equity recognises that different groups of people have differing circumstances and resources available to them. Therefore, under an equitable policy, the exact opportunities and resources needed to reach a fair, equal outcome would be provided to each group.’

	= Related articles on Designing Buildings =		= Related articles on Designing Buildings =

Designing Buildings at 10:21, 5 September 2022

2022-09-05T10:21:36Z

← Older revision		Revision as of 10:21, 5 September 2022
Line 11:		Line 11:
	Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.		Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.

−	= Related articles on Designing Buildings ~~Wiki~~ =	+	NB [https://www.ipcc.ch/sr15/ Global Warming of 1.5 ºC, Glossary], published by the Intergovernmental Panel on Climate Change (IPCC) in 2018, defines equity as: ‘…the principle of fairness in burden sharing and is a basis for understanding how the impacts and responses to climate change, including costs and benefits, are distributed in and by society in more or less equal ways. It is often aligned with ideas of equality, fairness and justice and applied with respect to equity in the responsibility for, and distribution of, climate impacts and policies across society, generations, and gender, and in the sense of who participates and controls the processes of decision-making.’
		+
		+	= Related articles on Designing Buildings =

	* Collateral.		* Collateral.
Line 26:		Line 28:
	* Zero-coupon bond.		* Zero-coupon bond.

−	[[Category:DCN_Definition]] [[Category:DCN_Guidance]] [[Category:Cost_/_business_planning]]	+	[[Category:DCN_Definition]] [[Category:DCN_Guidance]] [[Category:Cost_/_business_planning]] [[Category:Disambiguation]]

Designing Buildings at 09:00, 30 October 2020

2020-10-30T09:00:55Z

← Older revision		Revision as of 09:00, 30 October 2020
Line 11:		Line 11:
	Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.		Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.

−	~~= Find out more =~~	+	= Related articles on Designing Buildings Wiki =
−		+
−	=== Related articles on Designing Buildings Wiki ===	+

	* Collateral.		* Collateral.
Line 28:		Line 26:
	* Zero-coupon bond.		* Zero-coupon bond.

−	[[Category:Cost_/_business_planning]]	+	[[Category:DCN_Definition]] [[Category:DCN_Guidance]] [[Category:Cost_/_business_planning]]

Editor at 14:37, 4 July 2018

2018-07-04T14:37:23Z

← Older revision		Revision as of 14:37, 4 July 2018
Line 1:		Line 1:
	Equity in finance is a measure of the ownership of assets in the form of stock, bonds or cash sometimes called a 'shareholding'.		Equity in finance is a measure of the ownership of assets in the form of stock, bonds or cash sometimes called a 'shareholding'.

−	In the context of residential property it is a measure of the difference between the market value of a property minus what the owner still has to pay on the mortgage. There are many variables but generally over a specified period (often ~~twenty five~~ years) the equity in the property is gradually transferred from the lender to the owner.	+	In the context of residential property it is a measure of the difference between the market value of a property minus what the owner still has to pay on the mortgage. There are many variables but generally over a specified period (often 25 years) the equity in the property is gradually transferred from the lender to the owner.

	Market value can fall in the early stages after purchase. In extreme cases this can result in the owner having negative equity and the lender foreclosing the mortgage arrangements and repossessing the property. The lender can then sell the property to recover the loan and retain the owner’s deposit if there is a shortfall.		Market value can fall in the early stages after purchase. In extreme cases this can result in the owner having negative equity and the lender foreclosing the mortgage arrangements and repossessing the property. The lender can then sell the property to recover the loan and retain the owner’s deposit if there is a shortfall.
Line 25:		Line 25:
	* Special purpose vehicle.		* Special purpose vehicle.
	* Real Estate Investment Trusts.		* Real Estate Investment Trusts.
		+	* Remortgage.
	* Zero-coupon bond.		* Zero-coupon bond.

	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]

Editor at 10:30, 15 May 2018

2018-05-15T10:30:43Z

← Older revision		Revision as of 10:30, 15 May 2018
Line 25:		Line 25:
	* Special purpose vehicle.		* Special purpose vehicle.
	* Real Estate Investment Trusts.		* Real Estate Investment Trusts.
		+	* Zero-coupon bond.

	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]

Editor at 11:43, 8 May 2017

2017-05-08T11:43:11Z

← Older revision		Revision as of 11:43, 8 May 2017
Line 15:		Line 15:
	=== Related articles on Designing Buildings Wiki ===		=== Related articles on Designing Buildings Wiki ===

		+	* Collateral.
	* Construction loan.		* Construction loan.
	* Equity and loan capital for property development.		* Equity and loan capital for property development.

Editor at 14:23, 7 January 2016

2016-01-07T14:23:57Z

← Older revision		Revision as of 14:23, 7 January 2016
Line 1:		Line 1:
−
	Equity in finance is a measure of the ownership of assets in the form of stock, bonds or cash sometimes called a 'shareholding'.		Equity in finance is a measure of the ownership of assets in the form of stock, bonds or cash sometimes called a 'shareholding'.

Line 12:		Line 11:
	Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.		Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.

−	= Find out more~~<br/>~~ =	+	= Find out more =

	=== Related articles on Designing Buildings Wiki ===		=== Related articles on Designing Buildings Wiki ===
−	*Equity and loan capital for property development.
−	*Funding prospectus.
−	*Funding options.<br/>
−	*Partnering and joint ventures.
−	*Private Finance Initiative.
−	*Property development finance.
−	*Special purpose vehicle.
−	*Real Estate Investment Trusts.

−	~~[[Category:Cost_/_business_planning]]~~	+	* Construction loan.
		+	* Equity and loan capital for property development.
		+	* Funding prospectus.
		+	* Funding options.
		+	* Partnering and joint ventures.
		+	* Private Finance Initiative.
		+	* Property development finance.
		+	* Special purpose vehicle.
		+	* Real Estate Investment Trusts.
		+
	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]

Designing Buildings at 07:07, 4 April 2014

2014-04-04T07:07:48Z

← Older revision		Revision as of 07:07, 4 April 2014
Line 15:		Line 15:

	=== Related articles on Designing Buildings Wiki ===		=== Related articles on Designing Buildings Wiki ===
		+	*Equity and loan capital for property development.
	*Funding prospectus.		*Funding prospectus.
	*Funding options.<br/>		*Funding options.<br/>
	*Partnering and joint ventures.		*Partnering and joint ventures.
	*Private Finance Initiative.		*Private Finance Initiative.
−	*Property development finance.	+	*Property development finance.
	*Special purpose vehicle.		*Special purpose vehicle.
	*Real Estate Investment Trusts.		*Real Estate Investment Trusts.

Designing Buildings at 07:22, 3 April 2014

2014-04-03T07:22:34Z

← Older revision		Revision as of 07:22, 3 April 2014
Line 1:		Line 1:

−	Equity in finance is a measure of ownership of assets in the form of stock, bonds or cash sometimes called a shareholding.	+	Equity in finance is a measure of the ownership of assets in the form of stock, bonds or cash sometimes called a 'shareholding'.

−	In the context of residential property it is the difference between the market value of a property minus what the owner still has to pay on the mortgage. ~~These~~ are many variables but generally over a specified period (often twenty five years) the equity in the property is gradually transferred ~~in its’ entirety~~ from the lender to the owner.	+	In the context of residential property it is a measure of the difference between the market value of a property minus what the owner still has to pay on the mortgage. There are many variables but generally over a specified period (often twenty five years) the equity in the property is gradually transferred from the lender to the owner.

−	Market value can fall at the early stages after purchase. In extreme cases this can result in the owner having negative equity and the lender foreclosing the mortgage arrangements and repossessing the property. The lender can then sell the property to recover ~~its~~ loan and retain the ~~any~~ owner’s deposit if there is a shortfall.	+	Market value can fall in the early stages after purchase. In extreme cases this can result in the owner having negative equity and the lender foreclosing the mortgage arrangements and repossessing the property. The lender can then sell the property to recover the loan and retain the owner’s deposit if there is a shortfall.

	Equity in property development investment is similar, following the notion of redemption when the share is valued as the difference between the market price of the property and the amount of any mortgage or other encumbrances. If the asset value of the entity exceeds all its liabilities, including initial equity capital, there will be a capital gain for the investors.		Equity in property development investment is similar, following the notion of redemption when the share is valued as the difference between the market price of the property and the amount of any mortgage or other encumbrances. If the asset value of the entity exceeds all its liabilities, including initial equity capital, there will be a capital gain for the investors.
Line 17:		Line 17:
	*Funding prospectus.		*Funding prospectus.
	*Funding options.<br/>		*Funding options.<br/>
−	*Property development finance.~~<br/>~~	+	*Partnering and joint ventures.
		+	*Private Finance Initiative.
		+	*Property development finance.
	*Special purpose vehicle.		*Special purpose vehicle.
		+	*Real Estate Investment Trusts.

	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]
	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]

Designing Buildings at 07:16, 3 April 2014

2014-04-03T07:16:21Z

← Older revision		Revision as of 07:16, 3 April 2014
Line 1:		Line 1:

−	Equity in finance is a measure of ownership of assets in the form of stock, bonds or cash sometimes called a shareholding.	+	Equity in finance is a measure of ownership of assets in the form of stock, bonds or cash sometimes called a shareholding.

	In the context of residential property it is the difference between the market value of a property minus what the owner still has to pay on the mortgage. These are many variables but generally over a specified period (often twenty five years) the equity in the property is gradually transferred in its’ entirety from the lender to the owner.		In the context of residential property it is the difference between the market value of a property minus what the owner still has to pay on the mortgage. These are many variables but generally over a specified period (often twenty five years) the equity in the property is gradually transferred in its’ entirety from the lender to the owner.
Line 11:		Line 11:

	Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.		Equity percentages of ownership can be diluted when further equity investors are introduced to increase funding or options are introduced to encourage ownership and incentivise senior management.
		+
		+	= Find out more<br/> =
		+
		+	=== Related articles on Designing Buildings Wiki ===
		+	*Funding prospectus.
		+	*Funding options.<br/>
		+	*Property development finance.<br/>
		+	*Special purpose vehicle.

	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]
	[[Category:Cost_/_business_planning]]		[[Category:Cost_/_business_planning]]