Council of Mortgage Lenders
The Council of Mortgage Lenders (CML) is a not-for-profit trade association for mortgage lenders such as building societies, banks and specialist lenders.
Full membership of the CML is available to lenders authorised and regulated by the Financial Conduct Authority (FCA). Members of the CML account for about 95% of residential mortgage lending in the United Kingdom.
The CML also has a number of associate members from industries linked to mortgage lending, including conveyancers, management consultants and lawyers. Associates receive the same benefits as full members.
This Council’s purpose is to encourage sustainable UK housing finance, promote a positive mortgage lending environment and represent the interests of mortgage lenders and of the industry as a whole. They act as the voice for the residential mortgages trade and undertake research into the housing market, the economy, and the wider legal framework for industry practitioners, policy makers and other key stakeholders. They publish reports, articles and newsletters, organise events and provide training and consumer information.
The CML publishes the 'Lender's Handbook' which provides instructions for conveyancers acting on behalf of lenders in residential conveyancing transactions. It is not mandatory for lenders to use the handbook, but lenders' instructions to conveyancers may instruct them in accordance with the handbook.
[edit] Find out more
[edit] Related articles on Designing Buildings Wiki
Featured articles and news
Not buildings. Happy holiday from DB.
Future Homes Standard: Industry calls for more ambition
As the Government FHS consultation finally closes.
Improving government projects with data and AI
Enabling better outcomes, efficient modern delivery and influential leadership on government projects.
BSRIA Living Laboratory Innovation Challenge
Final days for submission, closing March 29.
Windows, their frames, forms, factors and functions.
The hidden subtleties of U-Value calculations
Different contexts and what to include as variables.
A brief run down with related articles.
Electrical sector calls for safer public EV charge points
Serious concerns about electrical safety in the public domain.
Building Blocks manifesto presented to parliament
Architects Declare call in for support of five critical policies.
The four elements of project management with APM
Analysis, expectations, collaborative communication and partnerships.
City of London launches Heritage Building Retrofit Toolkit
Empowering owners to initiate necessary adaptations.
Guidance on RAAC in listed buildings
Published by Purcell, endorsed by IHBC, SPAB and C20.
Learning from the past.
Reluctance to hire people with criminal convictions revealed
Employing People with Criminal Convictions Report.
Tackling unconscious bias; Women's History Month
Personal reflections, as the last week of March approaches.